Tips for Preparing for a FEMA Inspection
Prepare for The Inspector's Visit
A tornado or other natural disaster can be devastating to your home. When emergencies like this occur in Colorado Springs, CO, FEMA often steps in to offer assistance. There are several things you can do to prepare for the inspector's visit. Taking the following actions can make the process go more smoothly so that you can get the help you need.
- Find the deed to your home. In order to get assistance after a flood, you must be able to prove that the home is yours. While you may keep copies of the deed in your files at home, it is a good idea to store the original document in a safety deposit box at a bank. You may also consider scanning it and saving a digital copy remotely. Having several copies that you can access different ways helps to ensure that you have the documentation you need when seeking disaster relief.
- Know what to expect. FEMA inspectors are not insurance adjusters, although the agency may send an adjuster out to assess the damage to your home. Inspectors document the items that were destroyed by flooding. They may work with adjusters and storm remediation experts to determine what can be salvaged and what must be thrown away.
- Consider hiring an independent adjuster. When an agency or insurance company sends an adjuster out to survey the damage to your home, he or she may have a vested interest in underestimating what it will cost to resolve the problems. Pay attention during the walkthrough conducted in your home. If you are dissatisfied with the assessment, it may be smart to hire a public adjuster who can be more objective.
Natural disasters can cause a lot of damage, but there are agencies, such as FEMA, that can help repair your home and get you back on your feet. By having your paperwork in order and paying attention throughout the assessment process, you may be able to speed up your recovery timeline.